DEMAND ON GUARANTOR



                  
                                        Date:


        To:



                Re:


                Please be advised that the undersigned is the Holder of 
        your guaranty dated __________,20___on wherein you guaranteed the 
        debt owed us by ____________________ as evidenced by a certain 
        promissory note dated _________,20__.  

                You are hereby advised that payments on said debt are in 
        default.  To date the outstanding principal balance and accrued 
        interest is $__________.  Therefore, demand is hereby made 
        upon you to honor said guaranty which requires that you pay the 
        sum of ____________, forthwith.


                                        Very truly yours,



                                        __________________________



                                               Form 109