DEMAND FOR COLLATERAL



                                        Date:



        To:



        Dear:

                Under an agreement dated ______________, 20__, you 
        pledged certain collateral as security for the prompt repayment 
        of a note of even date.  Presently, you are in default under the 
        note because:


                As the holder of the note, and agreement, demand is 
        hereby made of you to forthwith deliver up and surrender the 
        collateral attached in Schedule "A" to this letter at 
        _______________________________.

                                        Very truly yours,



                                        _____________________________


                                                     Form 118