[date line]

                   LETTER OF CREDIT (GENERAL)

[name of bank]
[address]
[city, state, zip]
[country]

Sir:

     We hereby agree to accept and pay at maturity any
draft or drafts on us, at      day's sight, issued by
[name of individual] of your city, to the extent of
[amount of limit]  ($      ) Dollars, and negotiated
through your bank.

Most respectfully yours,

                      _____________________
                           [Signature]

DATED:  _____________________

____________________[ADDRESS]


     I hereby guarantee the due acceptance of payment of
any draft issued in pursuance of the above credit.

                    ________________________
                    [SIGNATURE OF GUARANTOR]