$ 00,000.00                   St. Petersburg, Florida
                                         May 23, 1986


     For VALUE RECEIVED,  the undersigned (jointly and
severally,if more than one) promises to pay to _________
____________the principal sum of _______________________
____________DOLLARS, ($00,000.00) with interest from date
at the rate of ______  ( ) percent per annum on the
balance from time to time remaining unpaid.  The said
principal and interest shall be payable in lawful money
of the United States of America at_________________
St. Petersburg, Florida or at such place as may hereafter
be designated by written notice from the holder to the
maker hereof, on the date and in the manner following:
UPON DEMAND AFTER--------------------.

Maker's Address       _____________________________(SEAL)

                      _____________________________(SEAL)
____________________
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